Open Enrollment is OPEN!

Marketplace Enrollment November 1, 2019 through December 15, 2019

(EFFECTIVE DATES for the enrollment period above will start January 1, 2020)

Remember, the only way to change plans or enroll after Jan. 1, 2020 until next year’s open enrollment, is if you have a


The Affordable Care Act Individual Mandate tax penalty applies for you, your spouse, or your tax dependents if you do not have qualifying health coverage during the year.  In some, cases you may qualify for a health coverage exemption from the requirement to have insurance. If you qualify, you won’t have to pay the fee.

The fee for not having health insurance in 2020 and beyond is 2.5% of household income or $695 per adult/$347.50 per child under 18, whichever is greater.

You can still apply for coverage if you’ve had one or more of these life events occur in the last 60 days, you can still apply for insurance through the special enrollment period.

Call and talk to our Health Insurance Expert

Joe Zygarlenski @ 512.372.2211
Cherie Robinson @ 512.372.2236
Call if you have questions.
For more information on life insurance click here.