Most homeowners’ policies do not include flood insurance, but it is an important element to protect your home. Although in many areas a flood is a very rare occurrence, the damage caused by rain, melting snow during thaws, storm surges, and mudflows all falls under this category.
We help you make sure that you are protected. We would be happy to look over your liabilities and your existing coverage to help you decide if you really are covered and if that coverage is worth the cost.
If your community participates in the National Flood Insurance Program (NFIP), you may even be eligible for federally sponsored Flood Insurance coverage for your home or business.