{"id":10,"date":"2013-08-02T06:44:08","date_gmt":"2013-08-02T06:44:08","guid":{"rendered":"https:\/\/whortonins.com\/healthandlife\/?page_id=10"},"modified":"2020-11-02T02:56:45","modified_gmt":"2020-11-02T08:56:45","slug":"medicare","status":"publish","type":"page","link":"https:\/\/www.whortonins.com\/healthandlife\/medicare\/","title":{"rendered":"Medicare"},"content":{"rendered":"
\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
PLAN PRICING<\/font><\/a><\/th>Basic Benefit Options<\/th>Not Offering<\/th><\/th>Budget-Conscious Plan Options<\/th>Not Offering<\/th>\n<\/tr>\n<\/thead>\n
click plan name to to the right to see details<\/td>Plan A<\/font><\/span><\/strong><\/td>B<\/strong><\/td>C<\/strong><\/td>D<\/strong><\/td>Plan G<\/font><\/span><\/strong><\/td>Plan Hi Ded<\/font><\/span><\/strong><\/td>Plan K<\/font><\/span><\/strong><\/td>Plan L<\/font><\/span><\/strong><\/td>Plan N<\/font><\/span><\/strong><\/td>Plan M<\/strong><\/td>\n<\/tr>\n
Hospitalization - Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up<\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a>
\n<\/td>		\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\n<\/tr>\n
Medical Expenses - Part B coinsurance or copayment<\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>50%<\/td>100%\/75%<\/td>100%\/50%<\/td>\"\"<\/a><\/td>\n<\/tr>\n
Blood (first 3 pints)<\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>50%<\/td>75%<\/td><\/td>\"\"<\/a><\/td>\n<\/tr>\n
Hospice - Part A coinsurance or copayment<\/td>\"\"<\/a><\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>50%<\/td>75%<\/td><\/td>\"\"<\/a><\/td>\n<\/tr>\n
Skilled nursing facility care coinsurance<\/td><\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>50%<\/td>75%<\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\n<\/tr>\n
Part A deductible<\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>50%<\/td>75%<\/td>\"\"<\/a><\/td>50%<\/td>\n<\/tr>\n
Part B deductible<\/td><\/td><\/td>\"\"<\/a><\/td><\/td><\/td>\"\"<\/a><\/td><\/td><\/td><\/td><\/td>\n<\/tr>\n
Part B excess charge<\/td><\/td><\/td><\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td><\/td><\/td><\/td><\/td>\n<\/tr>\n
Foreign travel exchange (up to plan limits)<\/td><\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td><\/td>\"\"<\/a><\/td><\/td><\/td>\"\"<\/a><\/td>\"\"<\/a><\/td>\n<\/tr>\n
Out-of-pocket limit**<\/td><\/td><\/td><\/td><\/td>$5,120<\/td><\/td>$2,560<\/td><\/td><\/td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<\/div>

Once you reach the annual out-of-pocket limit on either Plan K<\/strong> or Plan L<\/strong><\/em>, that plan will pay 100% of the Medicare co-payment, co-insurance and deductibles for the rest of the calendar year. The out-of-pocket limit does not include charges for any provider that exceeds Medicare-approved amounts, known as excess charges.<\/h4>\n

With Plan M<\/strong><\/em>, you pay 50% of the Part A<\/strong> deductible ($1,288 per benefit period), as well as the entire Part B<\/strong> deductible for the calendar year ($166).<\/h4>\n

Plan N<\/strong><\/em> pays all of the Part A<\/strong> deductible, and you pay the Part B deductible plus a $20 co-payment for some doctor appointments and a $50 co-payment for trips to the Emergency Room.<\/em><\/h4>\n

Part B<\/strong> Excess Charges can occur if a doctor doesn\u2019t accept Medicare\u2019s approved amount. Medicare will pay 80% of the amount it sets for specific doctor services. If Medicare pays 80% on a service it says should cost $100 and a doctor charges you $100, Medicare pays $80 and you owe $20. If the doctor charges you $120, however, Medicare will still pay $80 and you owe $40. Medigap Plan F and Plan G<\/strong> will take care of those excess charges for you.<\/h4>\n

Some plans may not be available in every state. Run an instant quote to see the plans in your area, or contact us to learn more about your available options.<\/h4>\n<\/div>
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