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FIND A PLAN 2017-07-31T12:43:10+00:00

INDIVIDUAL / FAMILY GROUP MEDICARE OBAMACARE

Open Enrollment Coming Soon!

Marketplace Enrollment November 1, 2017 through December 15, 2017

(EFFECTIVE DATES for the enrollment period above will start January 1, 2018)

Remember, the only way to change plans or enroll after Jan. 1, 2018 until next year’s open enrollment, is if you have a QUALIFYING EVENT. See the list of qualifying events below.

 

The Affordable Care Act Individual Mandate tax penalty applies for you, your spouse, or your tax dependents if you do not have qualifying health coverage during the year.  In some, cases you may qualify for a health coverage exemption from the requirement to have insurance. If you qualify, you won’t have to pay the fee.

 

The fee for not having health insurance is 2018 and beyond is 2.5% of household income or $695 per adult/$347.50 per child under 18, whichever is greater.

https://www.healthcare.gov/fees/fee-for-not-being-covered/

 

You can still apply for coverage if you’ve had one or more of these life events occur in the last 60 days, you can still apply for insurance through the special enrollment period.

Qualifying events in the last 60 days are:

  • There are 4 basic types of qualifying life events. (The following are examples, not a full list.)
    • Loss of health coverage
      • Losing existing health coverage, including job-based, individual, and student plans
      • Losing eligibility for Medicare, Medicaid, or CHIP
      • Turning 26 and losing coverage through a parent’s plan
    • Changes in household
      • Getting married or divorced
      • Having a baby or adopting a child
      • Death in the family
    • Changes in residence
      • Moving to a different ZIP code or county
      • A student moving to or from the place they attend school
      • A seasonal worker moving to or from the place they both live and work
      • Moving to or from a shelter or other transitional housing
    • Other qualifying events
      • Changes in your income that affect the coverage you qualify for
      • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
      • Becoming a U.S. citizen
      • Leaving incarceration (jail or prison)
      • AmeriCorps members starting or ending their service

If none of these events have occurred, you can still get coverage sooner by shopping for a Short-Term Health Insurance Plan

For people already enrolled in Marketplace coverage: Having a change in income or household status that affects eligibility for premium tax credits or cost-sharing reductions. Please call Marketplace at 800.318.2596. This is a 24 hour phone number.